You may be able to get a credit of ten or even twenty percent on your home insurance in Wayzata, Minnesota. Installing a GSM home alarm system will lower the risk of loss from perils such as fire and smoke as well as provide security against home intrusion and burglary.
Any measures that you take to make your home safer and more secure will help your family feel more protected and secure. Smoke detectors and dead bolt locks are a good start, but installing a GSM home alarm system provides an additional level of protection.
GSM stands for Global System for Mobile Communication and is basically an advancement in technology from the days when alarm systems worked through telephone lines. Such systems are wireless and use the same technology as your cell phone to communicate. A 24/7 remote monitoring center can alert you to any dangerous condition such as an attempted break-in or the presence of smoke in your home. You can also monitor your home from yourself from, your smartphone or a computer.
All home insurance companies are different, but as a general rule, they all offer some type of discount to homeowners who choose to install a monitored alarm system in their home. Some may also offer a discount for smoke alarms and other devices that are not connected to an independent monitoring system.
While it is still possible to suffer a loss from fire or other problem detected by an alarm system, it is also more likely that the damage or loss will be minimized with early notification. If the police are notified immediately, they may be able to catch the intruder before he has a chance to escape with your valuables. Every minute counts when a fire breaks out and a quick response by the Wayzata Fire Department can minimize the loss.
If you have been considering the purchase of a GSM home alarm system, please give us a call. An independent agent can give you a good estimate of how much you could save in home premium payments by making your home more safe and secure.