{"id":392,"date":"2018-03-30T08:00:00","date_gmt":"2018-03-30T08:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=392"},"modified":"2018-03-26T21:11:07","modified_gmt":"2018-03-26T21:11:07","slug":"when-is-boat-insurance-needed","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/when-is-boat-insurance-needed\/","title":{"rendered":"When is Boat Insurance Needed?"},"content":{"rendered":"<p>Owning and operating a boat can a very fun activity, particularly during the warm summer months of the year.&nbsp; For those that are in the Albertville, MN area, buying a new or used boat is a big decision.&nbsp; Since it is such a big investment, getting insurance on the boat may be a necessity.&nbsp; There are several reasons why having a qualified boat insurance policy is necessary for you.<\/p>\n<h3>Liability<\/h3>\n<p>One of the main reasons why you should get boat insurance is that owning and operating a boat comes with a lot of liability.&nbsp; Whenever you take your boat into the water, you are taking on responsibilities for all passengers, other people in the water, and any personal or public property nearby.&nbsp; If you happen to get into an accident, you could be found liable for all of the damage.&nbsp; Having a liability policy in place will provide you with coverage in the event you are found liable.&nbsp;<\/p>\n<h3>Property Coverage<\/h3>\n<p>Another reason you need boat insurance is that it is an expensive asset that needs to be properly covered.&nbsp; Buying a boat is always a big purchase.&nbsp; If you have an insurance policy on the boat, you will receive coverage and reimbursement in the event it is stolen, damaged, or involved in an accident.&nbsp; Having insurance on the boat is also likely a requirement if you took a loan to purchase the boat.&nbsp; In these cases, you will likely need to have coverage equal to at least the balance of the loan.&nbsp;<\/p>\n<p>If you are trying to better determine your boat insurance needs, contacting the Pizano Insurance company is a great option.&nbsp;Pizano Insurance can help Albertville, MN area residents determine if they need boat insurance and how much coverage is necessary.&nbsp; They can then help anyone get into a policy that meets their needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning and operating a boat can a very fun activity, particularly during the warm summer months of the year.&nbsp; For those that are in the Albertville, MN area, buying a new or used boat is a big decision.&nbsp; Since it is such a big investment, getting insurance on the boat may be a necessity.&nbsp; There [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[241,127],"class_list":["post-392","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-albertville-mn","tag-pizano-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Owning and operating a boat can a very fun activity, particularly during the warm summer months of the year. 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