{"id":478,"date":"2020-01-27T04:00:00","date_gmt":"2020-01-27T04:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=478"},"modified":"2020-01-27T01:29:11","modified_gmt":"2020-01-27T01:29:11","slug":"why-minimum-auto-insurance-may-not-be-enough-coverage","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/","title":{"rendered":"Why Minimum Auto Insurance May Not Be Enough Coverage"},"content":{"rendered":"<p>Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota&#8217;s minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn&#8217;t the case in many situations.&nbsp;That&#8217;s why our agents at Pizano Insurance are determined to get you a&nbsp;policy that will keep your vehicle protected&nbsp;on the road.&nbsp;<\/p>\n<p><strong>What&#8217;s&nbsp;required for auto insurance coverage?&nbsp;<\/strong><\/p>\n<p>Being a &quot;no-fault&quot; state, Minnesota requires all motorists to have Personal Injury Protection (often referred to as PIP), as well as liability and uninsured motorist coverage. PIP&nbsp;protects you if you get into&nbsp;an accident, regardless of who&#8217;s&nbsp;at fault.&nbsp;In addition, Minnesota drivers must secure state minimums for liability coverage, which protects other motorists and vehicles in case of an accident. Uninsured motorist policies cover expenses after PIP policy limits have been reached on the other driver&#8217;s policy. It also covers you if you&#8217;re&nbsp;involved in a hit-and-run accident.&nbsp;<\/p>\n<p><strong>Is this enough coverage? <\/strong><\/p>\n<p>The answer to this question depends on what you need in order to protect you, your passengers, and your&nbsp;vehicle in case of an accident.&nbsp;Are you prepared if your car is hit by a falling object like a tree branch? What if your windshield is damaged? What happens if your vehicle is stolen? Optional insurance plans offered by our team at Pizano Insurance can help answer these questions, and protect your vehicle from them.&nbsp;&nbsp;We can help the&nbsp;residents of Wayzata, MN, and other areas find the right plan auto insurance plan.&nbsp;<\/p>\n<p>If you have questions on whether you have the right type of car insurance policy, our agents at Pizano Insurance can help. Get a quote on a new auto insurance plan by using our free online tool, or visit our website for more information.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota&#8217;s minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn&#8217;t the case in many situations.&nbsp;That&#8217;s why our agents at Pizano Insurance are determined to get you a&nbsp;policy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[127,240],"class_list":["post-478","post","type-post","status-publish","format-standard","hentry","category-auto-insurance-car-insurance","tag-pizano-insurance","tag-wayzata-mn"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota&#039;s minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn&#039;t the case in many situations. That&#039;s why our agents at Pizano Insurance are determined to get you a policy\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"pizano insurance,wayzata mn\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Pizano Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota&#039;s minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn&#039;t the case in many situations. That&#039;s why our agents at Pizano Insurance are determined to get you a policy\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-01-27T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2020-01-27T01:29:11+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota&#039;s minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn&#039;t the case in many situations. That&#039;s why our agents at Pizano Insurance are determined to get you a policy\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#article\",\"name\":\"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance\",\"headline\":\"Why Minimum Auto Insurance May Not Be Enough Coverage\",\"author\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2020-01-27T04:00:00+00:00\",\"dateModified\":\"2020-01-27T01:29:11+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#webpage\"},\"articleSection\":\"Auto Insurance, pizano insurance, Wayzata MN\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/category\\\/auto-insurance-car-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/category\\\/auto-insurance-car-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/category\\\/auto-insurance-car-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#listItem\",\"name\":\"Why Minimum Auto Insurance May Not Be Enough Coverage\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#listItem\",\"position\":3,\"name\":\"Why Minimum Auto Insurance May Not Be Enough Coverage\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/category\\\/auto-insurance-car-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Pizano Insurance\",\"url\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#webpage\",\"url\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/\",\"name\":\"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance\",\"description\":\"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota's minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn't the case in many situations. That's why our agents at Pizano Insurance are determined to get you a policy\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/why-minimum-auto-insurance-may-not-be-enough-coverage\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2020-01-27T04:00:00+00:00\",\"dateModified\":\"2020-01-27T01:29:11+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Pizano Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pizanoinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance","description":"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota's minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn't the case in many situations. That's why our agents at Pizano Insurance are determined to get you a policy","canonical_url":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/","robots":"max-image-preview:large","keywords":"pizano insurance,wayzata mn","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#article","name":"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance","headline":"Why Minimum Auto Insurance May Not Be Enough Coverage","author":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/#organization"},"datePublished":"2020-01-27T04:00:00+00:00","dateModified":"2020-01-27T01:29:11+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#webpage"},"isPartOf":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#webpage"},"articleSection":"Auto Insurance, pizano insurance, Wayzata MN"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.pizanoinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#listItem","name":"Why Minimum Auto Insurance May Not Be Enough Coverage"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#listItem","position":3,"name":"Why Minimum Auto Insurance May Not Be Enough Coverage","previousItem":{"@type":"ListItem","@id":"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.pizanoinsurance.com\/blog\/#organization","name":"Insurance Blog | Pizano Insurance","url":"https:\/\/www.pizanoinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.pizanoinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.pizanoinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#webpage","url":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/","name":"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance","description":"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota's minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn't the case in many situations. That's why our agents at Pizano Insurance are determined to get you a policy","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/#breadcrumblist"},"author":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2020-01-27T04:00:00+00:00","dateModified":"2020-01-27T01:29:11+00:00"},{"@type":"WebSite","@id":"https:\/\/www.pizanoinsurance.com\/blog\/#website","url":"https:\/\/www.pizanoinsurance.com\/blog\/","name":"Insurance Blog | Pizano Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.pizanoinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Pizano Insurance |","og:type":"article","og:title":"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance","og:description":"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota's minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn't the case in many situations. That's why our agents at Pizano Insurance are determined to get you a policy","og:url":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/","article:published_time":"2020-01-27T04:00:00+00:00","article:modified_time":"2020-01-27T01:29:11+00:00","twitter:card":"summary","twitter:title":"Why Minimum Auto Insurance May Not Be Enough Coverage | Insurance Blog | Pizano Insurance","twitter:description":"Are you driving with an inadequate auto insurance policy? Many people in Wayzata, MN and beyond think that purchasing Minnesota's minimum state insurance limits are enough to cover them in case of a major accident. Unfortunately, that isn't the case in many situations. That's why our agents at Pizano Insurance are determined to get you a policy"},"aioseo_meta_data":{"post_id":"478","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-22 00:23:29","updated":"2026-01-31 09:08:56","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.pizanoinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhy Minimum Auto Insurance May Not Be Enough Coverage\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.pizanoinsurance.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.pizanoinsurance.com\/blog\/category\/auto-insurance-car-insurance\/"},{"label":"Why Minimum Auto Insurance May Not Be Enough Coverage","link":"https:\/\/www.pizanoinsurance.com\/blog\/why-minimum-auto-insurance-may-not-be-enough-coverage\/"}],"_links":{"self":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/478","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=478"}],"version-history":[{"count":1,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/478\/revisions"}],"predecessor-version":[{"id":479,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/478\/revisions\/479"}],"wp:attachment":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=478"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=478"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=478"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}