{"id":598,"date":"2022-07-29T04:00:00","date_gmt":"2022-07-29T04:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=598"},"modified":"2022-07-19T19:36:32","modified_gmt":"2022-07-19T19:36:32","slug":"will-my-home-insurance-cover-damage-from-a-storm","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/will-my-home-insurance-cover-damage-from-a-storm\/","title":{"rendered":"Will My Home Insurance Cover Damage From A Storm?"},"content":{"rendered":"<p><span style=\"color:#000000\">If you live in an area prone to storms, you may wonder if your home insurance policy will cover any damage. The short answer is: it depends. Each policy is different, and specific exclusions may vary depending on the storm that hits your area. <\/span><\/p>\n<p><span style=\"color:#000000\">In this blog post, we&#8217;ll discuss the types of damage that are typically covered by home insurance policies, as well as those that are not.<\/span><\/p>\n<h3><strong><span style=\"color:#434343\">Damage from Wind and Hail<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">Home insurance policies typically cover damage from wind and hail. This includes damage to your roof, siding, windows, and gutters. If a tree falls on your house, that is also usually covered.<\/span><\/p>\n<p><span style=\"color:#000000\">However, there are some exceptions. For example, your policy may have a wind damage exclusion if you live in an area prone to hurricanes or other severe storms. This means that any damage caused by wind, including hurricane-force winds, would not be covered.<\/span><\/p>\n<p><span style=\"color:#000000\">Additionally, some policies exclude coverage for certain types of roofing materials. For example, if you have a tile roof, your policy may exclude coverage for damage caused by hail. In this case, you would need to purchase a separate hail insurance policy from a professional company such as Pizano Insurance in Wayzata, MN&nbsp;to be protected.<\/span><\/p>\n<h3><strong><span style=\"color:#434343\">Flooding<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">Another common exclusion is flooding. This is a separate type of insurance you would need to purchase if you want coverage for flood damage. Even if your policy does not exclude flooding, there is often a very low limit for this type of damage. Furthermore, most policies have a waiting period before they start covering flood damage, so it&#8217;s essential to purchase this coverage well before any potential storms.<\/span><\/p>\n<h3><strong><span style=\"color:#434343\">Conclusion<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">If you&#8217;re not sure what your home insurance policy in Wayzata, MN&nbsp;covers, the best thing to do is give Pizano Insurance a call. We can help you understand your coverage and ensure you have the protection you need.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you live in an area prone to storms, you may wonder if your home insurance policy will cover any damage. The short answer is: it depends. Each policy is different, and specific exclusions may vary depending on the storm that hits your area. In this blog post, we&#8217;ll discuss the types of damage that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[127,240],"class_list":["post-598","post","type-post","status-publish","format-standard","hentry","category-home-insurance-homeowners-insurance","tag-pizano-insurance","tag-wayzata-mn"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=598"}],"version-history":[{"count":1,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/598\/revisions"}],"predecessor-version":[{"id":599,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/598\/revisions\/599"}],"wp:attachment":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}