{"id":646,"date":"2023-07-28T04:00:00","date_gmt":"2023-07-28T04:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=646"},"modified":"2023-07-19T17:56:26","modified_gmt":"2023-07-19T17:56:26","slug":"when-should-you-update-your-homeowner-s-policy","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/when-should-you-update-your-homeowner-s-policy\/","title":{"rendered":"When Should You Update Your Homeowner&#8217;s Policy"},"content":{"rendered":"<p>You know you need homeowner&#8217;s insurance, but you may not know that you need to update your policy regularly. At Pizano Insurance&nbsp;in Wayzata, MN, we offer homeowner&#8217;s insurance to protect your investment.&nbsp;<\/p>\n<h2><strong>Increasing Your Home&#8217;s Value<\/strong><\/h2>\n<p>If you&#8217;ve recently added an addition to your home or completed a significant renovation, you should update your homeowner&#8217;s policy. These things increase the value of your home. Since your home is worth more, you may need to increase your coverage limit.&nbsp;<\/p>\n<h2><strong>Changes to the People in Your Household<\/strong><\/h2>\n<p>You should update your policy if you&#8217;ve recently added a new family member or someone has moved out. Family members are covered under your policy, so your insurance provider needs to know who is living in the household.&nbsp;<\/p>\n<h2><strong>Purchasing or Selling Valuables<\/strong><\/h2>\n<p>Have you recently purchased the diamond necklace you&#8217;ve dreamed of for years? Perhaps you recently sold an expensive antique. These situations mean that you need to speak to your insurance agent.&nbsp;<\/p>\n<p>If you get a new valuable item, you&#8217;ll need to inform the insurance company to ensure it is covered. You may need a rider if the item is costly.&nbsp;<\/p>\n<p>If you&#8217;ve recently parted with a valuable, your insurance company also needs to know this. Otherwise, you may be paying for coverage you no longer need.&nbsp;<\/p>\n<h2><strong>Starting a Home Based Business&nbsp;<\/strong><\/h2>\n<p>If you&#8217;ve recently begun a home-based business, you need to speak to your insurance provider. Most homeowners&#8217; policies have minimal coverage for business equipment. You may need to upgrade your policy or choose a small business policy to be adequately covered.&nbsp;<\/p>\n<h2><strong>Homeowners Insurance with Pizano Insurance<\/strong><\/h2>\n<p>If you need homeowner&#8217;s insurance or need to upgrade your current policy in Wayzata, MN, contact us at&nbsp;Pizano Insurance. Our knowledgeable agents help you choose the best coverage for your needs.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You know you need homeowner&#8217;s insurance, but you may not know that you need to update your policy regularly. At Pizano Insurance&nbsp;in Wayzata, MN, we offer homeowner&#8217;s insurance to protect your investment.&nbsp; Increasing Your Home&#8217;s Value If you&#8217;ve recently added an addition to your home or completed a significant renovation, you should update your homeowner&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[127,240],"class_list":["post-646","post","type-post","status-publish","format-standard","hentry","category-home-insurance-homeowners-insurance","tag-pizano-insurance","tag-wayzata-mn"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=646"}],"version-history":[{"count":1,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/646\/revisions"}],"predecessor-version":[{"id":647,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/646\/revisions\/647"}],"wp:attachment":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=646"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=646"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}