{"id":758,"date":"2025-11-14T12:00:00","date_gmt":"2025-11-14T12:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=758"},"modified":"2025-11-06T13:28:17","modified_gmt":"2025-11-06T13:28:17","slug":"does-auto-insurance-cost-more-if-you-have-a-red-car","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/does-auto-insurance-cost-more-if-you-have-a-red-car\/","title":{"rendered":"Does Auto Insurance Cost More If You Have a Red Car?"},"content":{"rendered":"<p>For years, a saying has circulated throughout Wayzata, MN, that auto insurance costs more for red cars. It has led people to believe that they can save more money by purchasing or leasing a blue or black car instead. Is there any truth to this?<\/p>\n<h2>Does Color Impact Your Insurance Premiums?<\/h2>\n<p>Although many people believe that red cars are more expensive, this is not true. The color of your car doesn&rsquo;t impact how much your insurance costs. It doesn&rsquo;t matter if a Corvette is red or white, or whether you have a red minivan. Instead, insurance companies look at several other factors. You can contact an agent at Pizano Insurance if you want to double-check.&nbsp;<\/p>\n<h2>Factors That Can Impact Your Insurance<\/h2>\n<p>Companies will consider several factors, some of which may impact your premium. However, it&rsquo;s important to know that these factors can vary depending on the company.&nbsp;<\/p>\n<h3>Education Level<\/h3>\n<p>Some companies will ask about your highest level of education. People who have completed a college education may qualify for a discount. Some companies also offer student discounts to individuals currently enrolled in school.&nbsp;<\/p>\n<h3>Age<\/h3>\n<p>Companies often consider how old you are and how much driving experience you have. A person who has been a licensed driver with zero violations for 40 years may get a lower rate than someone who just got their license and is still a teenager.&nbsp;<\/p>\n<h3>Car Specifics<\/h3>\n<p>Companies will ask about the make and model of a vehicle. They&rsquo;ll consider safety features and other specifics that pertain to the make, model, and year of your vehicle. The color usually doesn&rsquo;t impact the policy.&nbsp;<\/p>\n<p>It&rsquo;s essential to note that every company is unique and offers different discounts. An agent at Pizano Insurance can help you learn more about factors that impact your premium. We&rsquo;re currently serving the Wayzata, MN, area.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For years, a saying has circulated throughout Wayzata, MN, that auto insurance costs more for red cars. It has led people to believe that they can save more money by purchasing or leasing a blue or black car instead. Is there any truth to this? Does Color Impact Your Insurance Premiums? Although many people believe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[24,10,173,127,6],"class_list":["post-758","post","type-post","status-publish","format-standard","hentry","category-auto-insurance-car-insurance","tag-auto","tag-insurance-2","tag-mn","tag-pizano-insurance","tag-wayzata"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"For years, a saying has circulated throughout Wayzata, MN, that auto insurance costs more for red cars. It has led people to believe that they can save more money by purchasing or leasing a blue or black car instead. Is there any truth to this? Does Color Impact Your Insurance Premiums? 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