{"id":758,"date":"2025-11-14T12:00:00","date_gmt":"2025-11-14T12:00:00","guid":{"rendered":"https:\/\/www.pizanoinsurance.com\/blog\/?p=758"},"modified":"2025-11-06T13:28:17","modified_gmt":"2025-11-06T13:28:17","slug":"does-auto-insurance-cost-more-if-you-have-a-red-car","status":"publish","type":"post","link":"https:\/\/www.pizanoinsurance.com\/blog\/does-auto-insurance-cost-more-if-you-have-a-red-car\/","title":{"rendered":"Does Auto Insurance Cost More If You Have a Red Car?"},"content":{"rendered":"<p>For years, a saying has circulated throughout Wayzata, MN, that auto insurance costs more for red cars. It has led people to believe that they can save more money by purchasing or leasing a blue or black car instead. Is there any truth to this?<\/p>\n<h2>Does Color Impact Your Insurance Premiums?<\/h2>\n<p>Although many people believe that red cars are more expensive, this is not true. The color of your car doesn&rsquo;t impact how much your insurance costs. It doesn&rsquo;t matter if a Corvette is red or white, or whether you have a red minivan. Instead, insurance companies look at several other factors. You can contact an agent at Pizano Insurance if you want to double-check.&nbsp;<\/p>\n<h2>Factors That Can Impact Your Insurance<\/h2>\n<p>Companies will consider several factors, some of which may impact your premium. However, it&rsquo;s important to know that these factors can vary depending on the company.&nbsp;<\/p>\n<h3>Education Level<\/h3>\n<p>Some companies will ask about your highest level of education. People who have completed a college education may qualify for a discount. Some companies also offer student discounts to individuals currently enrolled in school.&nbsp;<\/p>\n<h3>Age<\/h3>\n<p>Companies often consider how old you are and how much driving experience you have. A person who has been a licensed driver with zero violations for 40 years may get a lower rate than someone who just got their license and is still a teenager.&nbsp;<\/p>\n<h3>Car Specifics<\/h3>\n<p>Companies will ask about the make and model of a vehicle. They&rsquo;ll consider safety features and other specifics that pertain to the make, model, and year of your vehicle. The color usually doesn&rsquo;t impact the policy.&nbsp;<\/p>\n<p>It&rsquo;s essential to note that every company is unique and offers different discounts. An agent at Pizano Insurance can help you learn more about factors that impact your premium. We&rsquo;re currently serving the Wayzata, MN, area.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For years, a saying has circulated throughout Wayzata, MN, that auto insurance costs more for red cars. It has led people to believe that they can save more money by purchasing or leasing a blue or black car instead. Is there any truth to this? Does Color Impact Your Insurance Premiums? Although many people believe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[24,10,173,127,6],"class_list":["post-758","post","type-post","status-publish","format-standard","hentry","category-auto-insurance-car-insurance","tag-auto","tag-insurance-2","tag-mn","tag-pizano-insurance","tag-wayzata"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=758"}],"version-history":[{"count":1,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/758\/revisions"}],"predecessor-version":[{"id":759,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/758\/revisions\/759"}],"wp:attachment":[{"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pizanoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}