Motorcyclists in Wayzata feel compelled to hit the open road with their bikes. The power of the motorcycle coupled with the feeling of oneness with the motorcycle is exhilarating. If you are a motorcyclist, you know the feeling all too well and you long to experience it each and every day. However, before you turn the ignition, avoid driving when you are facing the following three circumstances.
Drinking at a Social Event
When the weather warms, most people like to be outdoors more. In fact, your friend’s barbeque is the perfect event to show off your new motorcycle. If you partake in spirits, driving your motorcycle is off limits. Drinking reduces your ability to respond and can lead to an accident. If you damage another person’s property and your motorcycle, you may take a hit on your liability and collision motorcycle insurance coverage. Be safe, and don’t drink and drive.
After an Argument
When it is hot outside, tempers can flare up easily. If you are involved in an argument, you should not drive. Your anger may make you more inclined to drive faster or reckless, which places you and everyone around you in danger. For instance, your anger may compel you to do something dangerous, like speeding, which could lead to a ticket. Ultimately, you risk your motorcycle insurance increasing when you drive angry.
During the summer, moisture in the air may create a thick fog during the early mornings that limit your vision. When it is challenging to see ahead of you, it’s best to drive a car, which has brighter lights to improve your visibility. Additionally, you will have more protection in a vehicle compared to a motorcycle if you are in a collision. Don’t jeopardize your motorcycle insurance when it’s foggy out.
Add Umbrella Insurance for Added Protection
With the possibility of getting into an accident ever-present, purchasing umbrella insurance complements your motorcycle insurance. With umbrella insurance, you have additional liability coverage that may repair or replace another person’s property if the damage exceeds your liability limits on your motorcycle insurance policy. When you are ready to purchase umbrella insurance, contact us so that we can review your options.