As a property owner in Albertville, MN, you have a responsibility to maintain a safe environment so that people who come on the property don’t suffer any type of injury. This responsibility has an official name – premises liability. This essentially means that residents of a property or property owners are liable for any accident or injury that occurs on their property.
This is why it is so important for you to purchase a property insurance policy from Pizano Insurance, to protect yourself.
How is Liability Determined
It is important to understand that liability will also be dependent on several factors. Some of the factors that determine liability include:
The visitor’s legal status (i.e. an invitee, social guest, licensee, trespasser, etc.)
The property’s condition and the actions of the visitor and the owner
If the person who suffered the injury was a child or trespasser
If the owner or the visitor had any fault in the action that resulted in the injury
The special rules that apply to landlords
What to Do to Prevent Accidents on Your Property
To help reduce the risk of an accident occurring on your property, you need to take steps to ensure everything is in good repair. The fact is, if someone trips, slips, falls or is injured in some other way, you are legally responsible. If you have the proper insurance policy in place, then you don’t have to worry about paying for the injuries or damages that occur out of your own pocket.
Learn more about insurance for your property and to protect yourself and your assets in Albertville, MN by contacting the helpful staff at Pizano Insurance.