How to Protect Your Home In Minnesota

If you own a home in Wayzata, MN, homeowner’s insurance is essential to protecting your most valuable investment. The experts at Pizano Insurance highly recommend finding a quality, reliable insurance plan that will cover you and your possessions in the event of any damage or danger to your home. 

Oftentimes, home insurance will cover weather-related damage, such as severe storms, lightning, fire, hurricanes, tornadoes, hail, and more. 

Structural coverage is important, particularly when you live in an area with unpredictable weather patterns, heavy rain, and natural disasters. 

Home insurance can also cover your personal property inside the home. Your possessions, including clothing, furniture, electronics, and more can be covered in the event they are stolen or damaged. 

There are many additional coverage add-ons you can obtain, like earthquake or flooding damage and liability protection. 

While some of these insurance options may not seem necessary for you to protect your home, we can assure you that in the event of a storm or if your home gets broken into, you will want to be fully covered. 

We can’t predict what could happen to our homes, so it’s best to be fully covered just in case. Your home is likely going to be the biggest investment you ever make, and you want to protect it accordingly. 

Homeowners in the Wayzata, MN area that are looking for a high-quality, full coverage insurance plan should reach out to the team at Pizano Insurance. Our team of experts have years of experience and can help find the best insurance plan for you and your biggest investment. We are happy to help you and your family protect your assets and set yourself up for financial success.  

Is it Time to Update My Auto Insurance Policy?

Investing in car insurance in Minnesota isn’t only compulsory but also cushions you when accidents happen. Unfortunately, many motorists renew their auto insurance without considering whether it suits their current needs. By doing so, motorists overpay their premiums or end up frustrated when they realize they won’t be covered against a risk they thought they had coverage.

So, when should you review your auto insurance? Pizano Insurance in Wayzata, MN, recommends you update your auto insurance at least every year. However, when the below situations happen, you should update your auto insurance immediately.

If you are using your vehicle for commercial purposes

Whether you are partly or wholly using your car to carry out business operations, you should change your personal auto insurance to commercial insurance as required by Minnesota law.

When you want a teenager to drive your car

If you want your teenage daughter or son to drive your vehicle, you must talk to your insurance agent as soon as possible. Teenagers are considered risky drivers, and as such, you need to inform your insurer to update your premiums.

If your details have changed

Are you changing your location? Or maybe your names have changed (perhaps after marriage)? If the answer is yes to any of the questions, then it’s time to update your auto insurance policy.

When buying a new car

Do you know that you can transfer your old insurance policy to your new car? All you need to do is to give the details of your current vehicle to the insurer.

Update your car insurance today in Wayzata, MN!

Would you like to know whether it’s time to update your auto insurance? Don’t hesitate to get in touch with Pizano Insurance. We will advise on when you should review your auto insurance. And if your current auto insurance is up for review, we will happily execute this on your behalf.