People who live in Wayzata, MN and who ride on motorcycles are required by state law to purchase various insurances, ensuring the protection of everyone who travels on the road. The penalties are severe for those who drive without their proof of insurance, and uninsured people can face heavy fines. They can even be arrested and put into prison. In addition, a motorcycle operator can have his or her license suspended or revoked if they do not purchase insurance within the allotted period of time prior to their court date.
Insurances Required by Minnesota State Law
You are responsible for obtaining coverage that will pay for the damages rendered to another person’s vehicle or property that are found to be your fault. You also must carry indemnification that will pay for the medical bills related to the bodily injuries that result from a collision that is caused by you.
The state of Minnesota sets forth requirements that motorcyclists also have underinsured motorist insurance. This provision ensures that a person is still protected when they are hit by somebody who does not have adequate insurance coverage, and each driver must have insurance that provides for his or her own bodily harm and for the physical losses sustained.
In addition, Minnesota residents are mandated to purchase uninsured motorist coverage. This insurance will pay for the medical costs related to accidents that involve a person who does not have insurance. Personal Injury Protection, while a requisite for drivers of cars and trucks in Minnesota, is not a requirement for motorcycle operators.
Pizano Insurance Can Help You Get Insured
Pizano Insurance has served the residents of Wayzata, MN for years, and we can find the right motorcycle insurance package for you. Call us, or visit our office to speak to one of our friendly agents today!