Reasons Why You Need a Home Insurance Review

Your home insurance shields your home and its possessions from harm and may also offer injury protection for visitors. But how often do you review your coverage? Pizano Insurance, serving the Wayzata, MN, area, believes it’s crucial to re-evaluate your policy regularly. Here’s why.

Annual Evaluation

We recommend a yearly review of home coverage to address potential changes or compare rates. Our agents are ready to provide quotes and help you navigate through the options.

Major Home Improvements

If you’ve renovated or upgraded your home significantly, you might need to adjust your policy accordingly. This adjustment ensures that your insurance covers these modifications in case of a loss claim.

Outdoor Additions

Outdoor changes could impact your home insurance needs. It’s essential to ensure you have coverage for possible accidents involving outsiders on your property.

No matter how long you’ve had your policy or any home alterations you’ve made, Pizano Insurance has various options to suit your needs. If you are in the Wayzata, MN area, reach out to us today for a home insurance review.

Why Should You Have Your Vehicle Inspected After Even Minor Fender Benders or Accidents?

At Pizano Insurance, we serve the greater Wayzata, MN community and understand the crucial role of a vehicle examination post-accident, even after a seemingly insignificant incident. Here is why.

Hidden Damage Detection

After an accident, the exterior of your car may look intact, but hidden damages often lurk beneath. Critical components such as the frame, suspension, or alignment could have sustained unseen damage. A comprehensive evaluation reduces risks by identifying potential complications, resulting in safe driving conditions.

Preventive Measures Against Further Damage

Ignoring small damages might invite more significant problems later. Overlooked issues such as misaligned wheels or damaged suspension systems could result in uneven tire wear, decreased fuel efficiency, and compromised handling. Timely repairs forestall further damage, helping maintain your automobile’s optimal functionality.

Retaining Resale Value

The upkeep of your vehicle’s physical appearance and condition significantly affects its resale value. Even minor cosmetic issues after an accident could deter potential buyers. Swift action in repairing and checking these damages helps in your vehicle’s value preservation over time.

Safeguarding Passenger Safety

Your safety and your passengers’ safety is paramount. Even minor incidents may compromise your vehicle’s structural integrity, hence enhancing the potential risk of injuries in subsequent accidents. An expert inspection will promptly address any safety-related issues.

Pizano Insurance is committed to safeguarding the vehicles of the greater Wayzata, MN community. Contact us today for more information about our comprehensive auto insurance solutions.