Making sure your home is prepared for an emergency

Emergencies come in a lot of forms. It can be a fire, strong summer storms, heavy winter snows, or the flooding rains of spring and fall. No matter what the emergency, it is important that your home is prepared to survive and provide the protection you and your family need. In Wayzata, MN, Pizano Insurance is here to provide the choices you need when it comes to home insurance. We will work to make sure you get the perfect coverage for your needs. 

When an emergency hits, it is important to have an emergency plan in place. Every member of the family should be aware of the plan and if it includes evacuating your home, you should have rehearsals so that even the youngest members know where they should be and the route they should take. 

Your home should be equipped with smoke detectors and carbon monoxide detectors. If your escape route is from a second-story window, you need to have an approved ladder for a safe escape from your home. 

Your home should have a supply of food and water that can keep you for a few days in the event of a weather emergency. When a weather emergency hits, it is not uncommon for the power to be out. In order to keep things running in your home, having a generator is a good way to prepare for an emergency. Be sure to have fuel to keep it running for at least a few days. 

Make sure any important papers you have are stored in a container that is both fire and flood proof, including your home inventory and home insurance policy. This will make any insurance claim much easier. 

Pizano Insurance in Wayzata, MN is your one-stop insurance agency for all your home insurance needs. Stop into the office or give us a call for a no-obligation quote. 

Is getting an auto insurance plan in Minnesota necessary?

When you are in the Wayzata, MN area, having a consistent way to get around the community is very important. A way you can ensure that you will be able to get to and from work and complete other tasks is by owning a vehicle. Along with a car purchase decision, another important choice to make is to get a proper insurance plan. An auto insurance plan should be considered a necessity for several reasons. 

Legal Requirement

A key reason to have an auto insurance plan in this area of Minnesota is so you can stay in compliance with your legal obligations. A motorist in this state is required to carry liability insurance at all times, which ensures a driver is able to cover any damages that they could cause in an accident. If you are not covered, you could face various penalties. 

Auto Lender Requirement

You may also be required to carry this coverage if you have an auto loan outstanding. Taking out a car loan is a good idea to ensure you can purchase a vehicle that you want to drive. If you have taken out a loan, your lender will want you to maintain a full insurance plan. They may require you to provide evidence of coverage from time to time. 

Choosing an auto insurance plan in the Wayzata, MN area is always very important. If you are looking for a policy in this part of the state, it would be a good idea to call Pizano Insurance. There are a lot of choices to make when you are looking for this coverage and Pizano Insurance can make the process easier for you. They are able to help you carefully assess your needs and options to choose a plan that is right for your situation.