Do You Need Auto Insurance When Buying a Car as a Present?

Buying a car as a holiday present can be a great way to really give someone an amazing gift. When you go to buy a car, though, there’s more to the purchase than just the actual purchase. There’s also the title, the registration, and the insurance. You can’t just buy the car from a dealership and take it home. They’re going to do the registration and title paperwork there for you, and then you’ll need to insure it before you drive away.

With a personal auto policy through Pizano Insurance you can cover the car you’re buying as a present before you leave that Wayzata, MN dealership. There are a couple of ways you can buy and insure the car and also give it as a present. You can either bring your gift recipient to the dealership with you, or you can buy the car in your name and then transfer the title at a later date. Both are acceptable ways to buy a car as a present, and which choice you make depends on how you want to give the gift to your recipient.

If you want to do the big reveal, where the car’s in the driveway with a giant bow on it, you’ll need to buy and insure the car in your name before you drive it off the dealer’s lot. The title can be transferred to your gift recipient later, and then they can insure it under their name. If you don’t want the car in your name at all, and you don’t want to worry about the need to insure it, you can take your gift recipient to the dealership with you. That way, the title and insurance will be in their name from the very first day.


Why Independent Insurance Agents Matter with Car Insurance

Whether you are getting a new car insurance policy or renewing your existing policy, you want to get coverage that will suit your needs. What do you gain by purchasing inadequate car insurance coverage?

By working with an independent insurance agent at Pizano Insurance, you get a customized experience that helps you determine the best car insurance for you.

Agents are knowledgeable experts. Our independent insurance agents continually remain abreast of changes affecting the insurance industry. As a result, they can offer you advice and strategies that will help you achieve your insurance goals.

Agents are customer-focused. One of the leading differences among independent insurance agents, compared to other agents, is that they are customer-focused. With every business transaction, we have your best interest in mind. We are constantly thinking and considering new ways to improve your experience in our office.

When it comes to you making a claim on your insurance, you will find that their ability to focus exclusively on your needs helps you work through the process quickly. They will educate you on the process, and work with you to get your car repaired or replaced if necessary.

Pizano agents offer competitively priced products. With the ability to compare prices and services from multiple companies, you can rest assured that our agents will suggest an insurance product that aligns with your needs. You don’t have to worry about purchasing a product you don’t need from Pizano Insurance.

They are problem solvers. Our Wayzata, MN office offers a host of insurance products from many branded insurance companies. With your goals in mind, they effectively act as problem solvers to ensure that you retain your ability to drive. Additionally, they help you remain financially protected on the highways.

Our website has a wealth of information concerning our insurance products. You can research what options we have available on our site, and then speak with one of our independent insurance agents to get a quote.