Premium Gas Compared to Regular

Regardless of whether you’re taking a short trip to Wayzata Bay or driving all the way to St. Cloud, your car needs the right kind of fuel. Premium gas frequently costs about $0.30-40 cents extra in Minnesota, but it offers major benefits for some autos.

Octane Level

Regular gasoline has a lower octane level than premium. This means that it has a greater potential to prematurely ignite and cause the engine to knock. Engine knocking produces a "ping" noise or rattle.

The majority of vehicles don’t need high-octane fuel to prevent knocking. If a car’s manual doesn’t recommend premium, this type of gas probably won’t enhance performance. It may slightly increase fuel economy, especially if you move heavy cargo.

Other Cars

Even when an auto manufacturer doesn’t urge drivers to use high-octane gasoline, it can still benefit cars with engines that knock. This problem is more likely to develop in heavy, older vehicles with powerful engines.

Premium gas may help prevent a breakdown in this situation. However, mid-grade fuel might work just as well. Your car probably needs professional service if it continues to knock after consuming two tanks of higher-octane gas.

Engine Cleaning

Although many drivers believe otherwise, high-octane gasoline won’t remove more deposits from a vehicle’s engine. The federal government requires every grade of fuel to include detergents that help clean the motor, so regular works equally well.

Serious Risks

A number of luxury and sports cars need premium gasoline. When drivers use the wrong type of fuel, it may void the warranty, harm performance and increase engine noise. Certain components can eventually become damaged.

You could offset the cost of gas by finding affordable yet comprehensive auto insurance. To review existing coverage or compare rates on a new policy, please contact Pizano Insurance today. Contact our independent local agency in Wayzata today!

Recyclable Items Found in Every House

The average American generates nearly 5 pounds of waste every day.  When you multiply that by 300 million (the approximate population of the United States) you can see why we have a serious garbage problem.  Landfills are filling up rapidly, and no one really wants one practically in their backyard.  For that reason, Americans should look at various ways to cut down on the waste they produce.  One good way of doing this is to find those small ways to recycle; they might not seem like big steps, but they can make a huge difference in waste generation.  With that in mind, here are some common household items you should look at recycling instead of throwing away.

Junk Mail

Did you know that junk mail and cards can be recycled?  Instead of pitching those pre-approved credit card offers, letters about cremation services, and grocery store circulars in the trash can, toss them into the recycling bin.  Better yet, sign up for paperless statements for bank accounts, credit cards, and other accounts to further cut down on envelopes and papers you would need to throw away.


Tired of those old romance novels that are sitting in your nightstand drawer?  Kids outgrow their old books?  Donate them to schools, libraries, or thrift stores.  Got Grandpa’s old collection of 1960s hardbound books?  Those might be worth something to book collectors on eBay, Etsy, or other sites.

Waste Paper

If you’ve gone through and shredded your old documents, you might be able to toss them in your recycling bin and leave it to be picked up curbside.  If you’ve used a cross-cut shredder (which makes shredded paper pieces too small to reuse), you might add those shredded paper pieces to your compost pile.  An added bonus is that compost piles also cut down on food waste.

Ink Cartridges

Do not simply toss out ink cartridges; they often contain toxic materials that can leach out in a landfill.  Instead, take them to your local office supply store.  Not only will they accept them for recycling, you’ll often get a small discount toward the purchase of new cartridges.

CD and DVD Cases

Consolidating your CD or DVD collection?  You’ll likely have a bunch of leftover plastic jewel cases.  The good news is that most disposal companies will accept them for curbside recycling.  If yours doesn’t, you can always take your empty cases –along with any electronic waste- to your local Best Buy.  They have bins near the entrance for recycling these items.

As you’re performing Spring cleaning and looking at recycling things you don’t need, the independent agents at Pizano Insurance want to remind you to make sure your homeowner’s policy is neat and tidy as well.  Contact one of our agents to go over your homeowner’s insurance and ensure it still meets your needs or speak to an agent about signing up for a new policy today!