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Being a car owner is convenient. But how about the risks associated with it, especially if you drive regularly? Therefore, all drivers must have proper auto insurance. Auto insurance offers you financial security and peace of mind. Here is a list of the most common questions about car insurance that you may have in mind:
How much coverage is important for me?
To decide how much coverage you need, you need to consider certain factors. These factors are your personal needs and car features. Usually, most car owners get collision, comprehensive, and uninsured/underinsured coverage.
How different are comprehensive and collision coverage?
These two types of coverage have certain differences. The task of collision coverage is to cover any damage related to collisions. This coverage will cover you if you are involved in a car accident. Comprehensive coverage is different. It is for damages that are not related to collisions. It can be theft, vandalism, flood, and more.
Who should be on your auto insurance policy?
Anyone who drives your car regularly should be on your policy and should be listed as a driver. Your policy may also protect those who occasionally drive your vehicle. This includes your extended family, boyfriend/girlfriend, and friends.
If you are a resident of Wayzata, MN, or any other nearby town, and you are searching for auto insurance, Pizano Insurance is here to help. At Pizano Insurance, our knowledgeable insurance agents specialize in all types of insurance, including car insurance as well. Visit our website or give us a call – we will answer all your questions and help you find the best plan.