Five Tips for Driving Safely on Snow

Plenty of snow falls seasonally here in Albertville, MN, but that doesn’t mean that life stops, and your need to get from Point A to Point B is still very real, regardless of the white powder falling. Our insurance experts at Pizano Insurance offer tips to help you navigate your vehicle through harsh snow conditions.

1. Drive Extra Careful

One of the keys to safe winter driving is staying smooth with your steering, accelerating, and braking. Why? Jerky movements with the controls can quickly break the traction between the tires and the slippery road. Be gentle and deliberate with movements controlling the vehicle.

2. Eyes on the Prize

Should the auto begin to skid, you must look at where you want to go, not where the car is heading during the slide. This helps you restore control, while panicking only worsens the situation and can result in accidents or getting ditched.

3. Buy the Best Winter Tires You Can

If you’ve lived up north very long, you already know the importance of having superior winter tires. This is more of a survival recommendation rather than a driving tip. However, investing in snow tires gives you greater traction on ice, snow, and slush than all-season tires.

4. Carry the Right Supplies for Winter Driving

You (or someone you encounter on the road) will inevitably get stuck in the snow. Be a hero by having a snow shovel, a thick wood board for traction, and a large bag of snow-melting salt to get unstuck from roadway snow.

5. Have Adequate Auto Insurance Year Round

As a brother-owned company, Pizano Insurance has two locations: one in Wayzata, MN, and another in Albertville, MN. As an independent agency, you’ll get the best quotes from multiple carriers with one simple request. Choices are great, and we’re here to make insurance shopping a simpler experience. Contact us online or call one of our locations today.

Steps to Take to Prep Your Home for Winter

It seems as though everyone loves fall and the weather it brings. While fall is great, winter is closely following. With the fall season so jam packed with events, it is easy to let the season slip by. If you are a home owner, you should take some time to prep your home for winter before it gets too cold. Use these tips from Pizano Insurance to get started today.

  • Get your Heater Examined. One of the biggest issues that people run into during the winter months is a heating system that will not work. When it gets cold, that is one of the things you need to work. Before running the risk of not having heat, get your heater looked at now before you need it. You probably haven’t used the system in many months and you should ensure it is ready to go. Another thing to do at this time is replace your filters around the home for increased efficiency.
  • Clean out Your Gutters. During the fall, many leaves will likely get stuck in your gutters which will not be good once it starts raining and snowing in the area. You should clean these out once all the leaves have fallen so they will continue to work well through the remainder of the year. Another thing that can happen is your gutters may become infested with bugs if they are not cleaned out.
  • Get a Home Insurance Policy. One of the best things you can do to protect your home no matter the season is get a home insurance policy. This is a great way to prepare for the unexpected. Even with prepping your home for the season, you will not be properly prepared without having a home insurance policy.

If you are interested in getting a quote for a home insurance policy, be sure to contact us at Pizano Insurance, serving Wayzata, MN.

How Your State Department of Insurance Can Help You

Got questions about Pizano Insurance serving Wayzata, Minnesota? Tap into a resource that you help fund as a taxpayer, it’s right at your fingertips. Each state has a department of insurance that may have just the answers that you are looking for.

What is a Department of Insurance?

Pizano Insurance serving Wayzata, Minnesota-along with all insurance companies-is regulated at the state level for the protection of consumers. The department of insurance handles many different areas of service, inclusive of, but not limited to: information on licensing and filing for insurance companies, consumer assistance for many different types of insurance, energy data and reports, education, tips and tools about your money, and complaint resolution.

Your Home

With so many options to choose from for insurance coverage-it’s comforting to know that there are experts available with the information that consumers need to protect their home and what to do in case of damage or loss. Depending on a homeowner or renter’s needs- Commerce guides you to explore your policy annually offering a checklist to bring more comfort.  

Your Vehicle

Auto insurance is required by law, but do you understand how auto insurance in MN works? Commerce is there to help you understand the insurance basics and what you need to do to file a claim. Sign up for consumer protection e-mail updates.

Your Health

Get questions answered about health insurance, life & annuities, and long-term care insurance that will help you choose your insurance company.

Your Money

“Protecting and informing consumers is an important part of the work we do every day at the Minnesota Department of Commerce.”

Minnesotans are provided information and assistance through the Consumer Services Center which will help you choose the insurance company that would best meet your needs of protection. Got a question? Can’t resolve a dispute? Contact Commerce by phone or email.