Umbrella Insurance: A Must for Newlyweds

Marriage is bound to bring many changes to your life as you take steps to combine households with your significant other. In addition to setting up a new home in Wayzata, MN, you should take time to reassess your insurance needs. At Pizano Insurance, we can help you determine insurance coverage that’s best suited to your new situation. As newlyweds, you may be very interested in what umbrella liability insurance has to offer.   

Protection of Valuable Assets

Marriage often increases a couple’s assets, providing them with additional savings, income, real estate property, and goods. Umbrella insurance provides extra liability coverage to protect these assets against lawsuits if you’re held liable for an accident at home or on the road.

A serious accident could cause injuries that surpass the liability limits of your home or car insurance policies. If you’re sued for additional costs, you could suffer financial ruin just when your married life is getting started. Umbrella insurance can provide you with an additional $1 million or more in liability coverage to protect your valuable assets in this new phase of your life.

Protection of Lifestyle

With umbrella insurance, you can have greater peace of mind to pursue the lifestyle you desire. Certain lifestyles and amenities such as a pool, boat or sports car increase the risk of being sued in the event of an accident. With umbrella coverage, you and your spouse can enjoy married life to the full without worrying about what may or may not happen as a result of your lifestyle.

At Pizano Insurance, Wayzata, MN, we can help you personalize your home, auto and umbrella coverage to suit your individual needs. Obtaining adequate insurance protection is one of the most important decisions you’ll make as newlyweds in establishing your financial future.