Click to Call
Get Directions
When you own your own home, you need to protect that home in several ways. One of these is to have a solid home insurance policy that will give you several different types of protection. When you are buying a home, you must have your home insurance policy in place when you sign. Today, lenders virtually all require you to have it to buy the property. When it’s time to get your home policy, you can call us at Pizano Insurance in Wayzata, MN.
Dwelling Coverage
The dwelling needs coverage, and it gets it with a home policy. The building is vulnerable to several events, such as calamities and certain disasters, and home insurance protects against a wide range of them. This is coverage you need to have just in case a serious event damages your home. Without a home policy, you would have to pay those expensive repair bills yourself after such an incident, which may be unaffordable.
Item Coverage
Your items inside your house are also expensive, and they need protection as well. Home insurance covers all of these items against destruction or damage during a severe event. After one of these incidents, replacing everything can be extremely expensive and unaffordable without home insurance. It’s important to have this coverage in place so that things can be replaced if the worst should happen.
Liability Coverage
This coverage pays the medical bills of people who have an accident in your home. If someone came over and became injured on your property, you would be liable for their medical bills and certain other costs. Home insurance will pay that obligation for you.
Get Home Insurance Now
Call us at Pizano Insurance in Wayzata, MN when you need home insurance.