There will come a time when you need a rental car. Whether you prefer not to take your personal vehicle on a long road trip or you are traveling on vacation, you may eventually find yourself driving a rental.
Many drivers wonder whether their existing auto insurance covers accidents or damage while driving a rental vehicle. Pizano Insurance in Wayzata, MN is here to explain how rental car insurance works.
Understanding Rental Car Insurance
Most renters know that a credit card is required to secure a rental vehicle, but many are unsure whether their current auto policy covers the rental. Rental companies often offer additional insurance at the counter, but in many cases, drivers already have coverage through their existing auto insurance.
Because rental companies profit from selling additional coverage, they may not mention that your personal auto insurance could already provide protection. This is why it is important to verify your coverage before purchasing extra insurance.
Review Your Auto Insurance Policy
Rental car coverage from the rental company can cost $15 to $30 per day, but it may not be necessary if your personal auto policy already includes rental coverage. Review your auto insurance documents to see whether your policy extends to rental cars.
If the information is unclear, contact your insurance provider. An agent can confirm whether your policy covers rentals and explain any limitations or deductibles that may apply.
Pizano Insurance Is Here to Help
If you are considering switching auto insurance providers or want to review your current coverage, Pizano Insurance in Wayzata, MN is ready to assist. Call 952-473-1880 for a personalized quote and expert guidance.
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