Monthly Archives: August 2026

Choosing a Car Repair Facility After an Accident

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If you’re a Minnesota driver, you’re required by law to carry auto insurance. Our team at Pizano Insurance can help you choose the ideal auto insurance policy for your needs. If you live near Wayzata, MN, you’re welcome to visit our office and meet with one of our experienced agents to review your options. We’ve been working with Minnesota drivers like you since 1994.

Choosing a Car Repair Facility After an Accident

Nobody wants to experience an auto accident, but accidents can happen to anyone. Many drivers assume that after an accident, they must use a repair facility chosen by their insurance company. While many insurance agencies work with preferred auto repair shops and may encourage you to use them, your auto insurance company generally cannot force you to use a specific repair facility.

That said, your insurer can typically request an additional estimate if they believe your chosen shop’s estimate is too high. If the insurance company offers an estimate that seems too low, you have the right to request a higher one. If you believe an adjuster’s assessment is inaccurate, you can also request a different adjuster if you feel it’s necessary to secure a fair claim payment.

Call Us Today for Your Appointment

Working with an independent agency like ours means you’ll have a wide variety of policies to choose from. Our team at Pizano Insurance can help you sift through the options and make the best selection. Drivers near Wayzata, MN, have learned they can rely on us for excellent customer service. Contact us for your appointment today.

When Should I Start Shopping for Home Insurance When Buying a House?

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Buying a house can be a whirlwind process. There’s so much to do when you’re purchasing a home! If you’re one of the many buyers applying for a mortgage, you’re probably aware that your lender will likely require you to carry home insurance. Getting that coverage is just one more thing to add to your to-do list.

The team at Pizano Insurance, serving Wayzata, MN, is here to help. Our team has helped many buyers over the years shop for the right home insurance policy. We know how complicated the home-buying process can be, but we’re here to make the insurance-shopping side as streamlined as possible.

When to Get Home Insurance

As soon as your offer is accepted by a home seller, you can start shopping for a home insurance policy. Your insurance agent will ask for basic information about the house, such as the address, square footage, and construction materials. Having these answers ready can make the process go more smoothly.

Do You Need Home Insurance?

If you’re buying your house with cash, you may not be required to carry home insurance. Keep in mind, though, that homeowners’ associations sometimes require members to have coverage. If you’re buying in a neighborhood with an HOA, review its documentation to learn more about any insurance requirements.

Who to Call for Home Insurance for Your New House

Pizano Insurance, serving Wayzata, MN, is an independent insurance agency, which means we work with many carrier partners to help clients get multiple quotes for their home insurance. When you work with us, you have choices. Call today to get started on your home insurance policy.