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Auto insurance can be difficult to understand. There are however some commonly asked questions that span most agencies and that have fairly basic answers. For those that live in the Wayzata, MN area, Pizano Insurance can help answer these common questions.
What Coverage Do I Need?
This is one of the most common questions. The answer is it depends on the actual vehicle. Basic requirements are liability insurance or the least amount that is required by both state and federal law. These amounts may vary depending on what state you live in but for the most part these policies require coverage between $10,000 and $25,000. This is to cover the basic fees and bills associated with an accident. If you have a loan out on your vehicle or you are paying for it through a third party lender you are required to hold full coverage insurance.
How Do I File A Claim?
This is another common question. The first step is to make sure you thoroughly document the accident. This is going to insure a speedy claim and an accurate claim to boot. You can then go through your insurance agent to help file your claim and provide your insurance company with the needed material to complete the claim. It is far simpler to talk with your agent about how to file your claim and what information is needed.
How Do I Change My Policy?
You can change your policy at any time by contacting your insurance agent or by contacting your insurance company directly or online. If you have questions, an insurance agent is the fastest and most accurate way to get the answers you need.
If you live in the Wayzata, MN area and have insurance questions or needs, contact Pizano Insurance today.