When you discover that your home has been damaged by inclement weather, vandals, or someone trying to break in, you need to report it your insurance company immediately. If the damage is related to a break-in, notifying the authorities is a must and should never go without being reported. If you live in Wayzata, MN, you can rely on the agents of Pizano Insurance to help you get through an incredibly stressful time.
Time Is Of the Essence
Never wait to report damage. Notify your insurance company immediately so they can evaluate the damages and allow you to get the estimates you need. This will allow you to get the ball rolling and your home back to its original condition in a short amount of time. Reporting damage as soon as it occurs not only saves time, it also allows the damage to be seen while it’s still "fresh". This ensures the agent gets an accurate accounting of the damage.
Know What Your Policies Cover
It’s important to know what types of damage your homeowner’s policy covers. Even if the damage is something that is not covered by your policy, it’s important to let your insurance company know about it. If you would make the repairs and it would increase the value of your home, the insurance company needs to know so they can reflect that change in your policy.
At Pizano Insurance, you can get the answers you need about how to handle a claim if your home has been damaged in any way. If you live in the Wayzata, MN area, call and speak to one of their licensed agents today. They can perform an audit on your existing homeowner’s policy and answer any questions you may have. Peace of mind is valuable and they can make sure you have it!