Teens can be stressful. When teens start driving parents may worry about a host of things. One consideration parents should keep in mind is the importance of adding their teens to their insurance. This is a big step in life for both the parent and the child. At Pizano Insurance serving Wayzata, MN, we know how important these decisions are. Keep reading to learn what you need to know about adding teens to your insurance.
When Should I Add My Teen To My Insurance
The legal requirement of adding a teen to your insurance may vary from state to state. However, to be on the safe side, you will want to speak with an insurance representative. They can help you understand legal requirements and make sure you time this change wisely.
What Can I Expect After Adding a Teen
In many cases, rates do increase after adding a teen driver. This is unavoidable as young drivers are simply riskier to insure than older more experienced drivers. These costs can be offset to some degree with good student discounts. In some cases students with a certain grade point average can enjoy discounts on auto insurance.
Continue Their Driving Education
You child will likely have undergone driver’s ed, but many experts agree that drivers education should continue beyond the classroom. In order to make sure your teen is truly road-ready, keep the education going with frequent driving lessons. These can be conducted either with an instructor or simply with a dependable driver that the teen is comfortable with. The point is to continue their education for as long as possible also making sure they are getting plenty of experience.
If you would like to learn more about teen driving safety, please contact our friendly staff at Pizano Insurance serving Wayzata, MN.