Buying a house can be a whirlwind process. There’s so much to do when you’re purchasing a home! If you’re one of the many buyers applying for a mortgage, you’re probably aware that your lender will likely require you to carry home insurance. Getting that coverage is just one more thing to add to your to-do list.
The team at Pizano Insurance, serving Wayzata, MN, is here to help. Our team has helped many buyers over the years shop for the right home insurance policy. We know how complicated the home-buying process can be, but we’re here to make the insurance-shopping side as streamlined as possible.
When to Get Home Insurance
As soon as your offer is accepted by a home seller, you can start shopping for a home insurance policy. Your insurance agent will ask for basic information about the house, such as the address, square footage, and construction materials. Having these answers ready can make the process go more smoothly.
Do You Need Home Insurance?
If you’re buying your house with cash, you may not be required to carry home insurance. Keep in mind, though, that homeowners’ associations sometimes require members to have coverage. If you’re buying in a neighborhood with an HOA, review its documentation to learn more about any insurance requirements.
Who to Call for Home Insurance for Your New House
Pizano Insurance, serving Wayzata, MN, is an independent insurance agency, which means we work with many carrier partners to help clients get multiple quotes for their home insurance. When you work with us, you have choices. Call today to get started on your home insurance policy.
Click to Call - Nick