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At Pizano Insurance, we know that sometimes good drivers get a bit carried away and find themselves being issued a ticket for speeding. However, when this happens, your car insurance rates in the Wayzata, MN area may increase. But, fortunately for you, there are a few things you can do to stop this increase or minimize it. Here are a few tips you should follow to minimize the impact of a speeding ticket on your car insurance rates.
Participate in Traffic School
Most states will allow you to participate in driving school every two or three years when you receive a ticket. This helps to wipe the points you receive because of the ticket off of your driving record. If this is the only ticket you have received, wiping the points away can prevent your insurance rates from rising. Always check with the traffic courts in your area to find out if you qualify for traffic school and how to enroll.
Take a Safe or Defensive Driving Course
Another way to minimize the impact of a speeding ticket on your auto insurance rates is to participate in a safe or defensive driving course. Many insurance companies offer you a discount if you take one of these courses. The reduced rates can last anywhere from five to ten years. The course helps teach you defensive driving techniques that reduce the likelihood of you being involved in an automobile accident, which is why your rates can be slightly discounted.
Shop Around For a New Insurance Policy
If you have received a speeding ticket and your rates have drastically increased, it may be time to shop around for a new auto insurance policy. This helps you find the best rate for you, regardless of whether you have a ticket or not.
If you have received a speeding ticket and are looking for a new auto insurance policy, contact Pizano Insurance, serving the greater Wayzata, MN area. Give us a call or visit one of our offices to get started on a quote today.